Mortgages...
Below are our articles on the subject of Mortgages. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
An End to the Buy-to-let Era?
Tumbling house prices, rising unemployment and shrinking rental income have helped to turn the buy-to-let mortgage market sour. Are we about to see an end to the…...
Buying Property Overseas
For millions of Britons, fed up with harsh winters and drizzly summers, buying a property abroad seems like a pipe dream. So, how easy is it to purchase an overseas…...
Endowment Policies Explained
Endowment policies came into fashion in the early 1980s, and quickly became notorious for leaving investors with serious shortfalls on their mortgage. But what are…...
Getting a Mortgage When You're Self-Employed
When it comes to obtaining a mortgage, the options for self-employed people are somewhat limited. But there are mortgage options if you are self-employed, the trick is…...
Is Equity Release a Good Idea?
For homeowners, equity release schemes offer a convenient way to release some of the money tied up in your property now, instead of leaving to sell it and trade down…...
Mortgage Types Explained
For most of us, buying a property will mean taking out a mortgage. But what types of mortgage are available, and how do they work?...
Negative Equity: Should You be Concerned?
After years of rising house prices, suddenly the prospect of ‘negative equity’ is starting to cast a long shadow over large numbers of homeowners. But what is negative…...
The Mortgage Fears Facing all of Us
After two decades of runaway success, the UK housing market is now in crisis, with falling house prices and a severe shortage of mortgage lending. So what are the main…...
What is 'Zopa' and How Does it Work?
Have you reached boiling point with your bank? If so, then you might find that a ‘person-to-person’ lending agreement from a company such as Zopa might be just the…...
What you Should Know as a First Time Buyer
Buying your first home can be an exhausting, nerve-wracking and an expensive business. Buying a property will usually cost more than you think. However, knowing what…...
When Should You Remortgage?
Large numbers of fixed rate mortgages and discounted standard variable rate deals are coming to an end, which means that borrowers are facing up to worrying rises in…...