Pensions...
Below are our articles on the subject of Pensions. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
All About Money Purchase Schemes
With fewer companies able to afford final salary schemes, money purchase pensions are generally considered the norm these days. But how are money purchase schemes…...
Am I too Late to Start a Pension?
It's a worrying fact that in the UK today, around 10 million people do not have a pension and are currently not saving enough for their retirement. So is it ever too…...
Final Salary Schemes
Final salary schemes were once popular, but are now virtually consigned to the past. But how did final salary schemes work, and what brought about their demise?...
How Can I Transfer My Pension?
Are you happy with your pension? Before you decide to transfer your pension to a new pension provider, here are some of the key points you need to consider....
How Much Pension Will I Need?
It’s a question that concerns anyone trying to save for their retirement. How much do they need to save and how much will they need to live on when they retire?...
Pension Planning in Your 20s, 30s and 40s
It is all too easy to keep putting off saving for your retirement. But the sooner you start paying money into a pension, the better off you will be. So, if you haven’t…...
Self Invested Personal Pensions (SIPPS)
If you are looking for greater control and flexibility as to how your pension fund is managed, then a self-invested personal pension (SIPP) could be what you're…...
The State Pension Explained
Everyone wants to be able to look forward to a comfortable retirement. But with people living longer and with the cost of living rising, can you be sure that the basic…...
Understanding Annuities and Getting the Best Deal
Annuities have received a bad press over the last few years, because falling interest rates and stockmarket volatility have lowered the value of annuities available to…...
What is Serps?
The State Earnings Related Pension Scheme (Serps) and its replacement the State Second Pension, was the Government’s way of bringing a certain level of fairness back…...
Your Pension Questions Answered
Here are some questions and answers relating to recent pension policy and changes to pension regulation....